Payment options

Financing

Spread the cost of an instrument over time. Financing is chosen as a payment method at checkout, and the plan, the rate and the approval sit with the finance provider rather than with us.

How it works

Paying over time

Three steps, all of them at the checkout.

  1. Choose it at checkout

    Add the instrument to your cart and pick the financing option as your payment method.

  2. Set the plan up

    You set the plan up with the provider from the checkout, on your phone, in a couple of minutes. It is subject to a credit check and the decision is theirs, not ours.

  3. It ships

    Once the plan is confirmed the order runs like any other. The instrument goes across the bench for its setup, then out the door.

Availability

What we offer

Canadian customers can pay over time with PayPlan by RBC™. It is an installment loan payment solution available online at select merchant sites, ours among them. You pick it as your payment method at the checkout, answer a few questions, and RBC shows you the plans you prequalify for before you agree to anything.

Choosing it does not change what the instrument costs from us. We do not mark anything up for financing and we do not add a fee for using it.

PayPlan by RBC is for Canadian customers. If you are buying from outside Canada, talk to us before you check out and we will tell you where you actually stand.

The fine print

PayPlan by RBC™ financing is subject to credit approval. Your rate, your term and what you pay each month are set by RBC from your application, and they are shown to you before you accept anything. Terms may vary. There are no prepayment penalties.

Checking whether you prequalify is a soft credit inquiry and does not affect your credit score. Completing a purchase with PayPlan by RBC involves a hard inquiry, which may.

Lauzon Music does not set the rate, make the decision or administer the loan. Questions about the product itself are answered in RBC's own FAQ.

™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Used under license.

Financing questions

Ask before you buy

Not sure what you will qualify for, or which option works out cheaper? Ask. We would rather sort it out before you are standing at the checkout.

We can tell you what we offer. The rate and the approval are the provider’s call, not ours.